Terms of Use

Conditions for using AHP’s website, calculators, and educational resources.

Draft terms: These terms are pending legal review and may change before the site is publicly launched.

Acceptance and permitted use

By using the site, you agree to use it lawfully for personal, educational, or internal planning purposes. Do not misuse the site, interfere with operation, attempt unauthorized access, or use automated methods that unreasonably burden the service.

Educational tools and user responsibility

You are responsible for the entries you provide, the assumptions you select, and decisions you make. Results are estimates and should be independently verified. See the Disclaimer and Advertising Disclosure.

Intellectual property

Unless otherwise stated, AHP site text, branding, layouts, and original resources are owned by AHP or used with permission. Broader reuse or licensing rights, if any, will be defined in the final reviewed terms.

Third-party links and advertising

The site may link to or display content from third parties. AHP does not control their content, availability, privacy, or terms. Clearly labeled advertisements and disclosed affiliate relationships do not create an endorsement.

No warranties; limits

The site and tools are provided on an “as is” and “as available” basis to the extent permitted by applicable law. AHP does not guarantee uninterrupted access, accuracy, completeness, fitness for a particular purpose, or a specific outcome. Limitation-of-liability, governing-law, dispute, and jurisdiction provisions may be added or revised after legal review.

Changes and contact

AHP may update the site and these terms. The final reviewed version will include an effective date and change process. Questions may be sent to MargoAHP.ops@outlook.com.

Draft updated July 22, 2026.